The injury lawyer is going to work with your insurance company, who is going to either pay the claim or fight it.

There catch 22 in this is that even if your insurance company indicates that you will not be covered for liability as a result of injury the insurance companies are not bound by FHA rules. 

And this goes back to my comment earlier about most damage (and injury) caused by animals is really the product of negligent behavior on the behalf of that animal's owner and handler. 

To add insult to injury, the customer window is closed on Saturdays. 

If the tenant reaches for the fire extinguisher you supplied and it does not work for any reason (including it losing its charge because they kept it too long) and they suffer a loss or injury they can sue you for supplying faulty equipment.

Be clear to them on what you want covered such as:- Special form for the perils - Replacement Cost on the building- at least $_____ for the loss or rents- no more than $_____ for the deductible- Maximum Liability limits available- Personal Injury coverage if availableBe sure to let them know if the property will be titled in an LLC, corp., or trust. 

At the end of this month I will be retiring from law enforcement after 9 years due to an injury in the line of duty.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

In the event of a fire that results in injury or death to the tenants, I don't want to be held legally and/or financially responsible because of something as simple and inexpensive as a nine-volt battery.Good luck!

This will help protect her rights as a landlord and ensure that both she and the tenant are on the same page.Get insurance: Your sister should consider getting additional insurance to cover any damages caused by the tenant or to protect her in case of an injury on the property.Use a reputable platform: Your sister can use a reputable platform like Airbnb, VRBO, or Booking.com to advertise her rental and handle payments.