As you probably expect, a few missed payments could be an innocuous error (bill got sent to my old address), to a disregard in paying bills off.

Given how incompetent the system has been in tackling Covid, it’s likely a day of reckoning for many sectors except those that are digital or online.

We tackle the long term hold rentals first, even if the debt amount is higher. 

What sounds idyllic and easy isn’t always so, and working hard to tackle other dreams while you are still in college will seriously catapult you years ahead in life when you graduate.

With that said if you do decide to tackle this project yourself feel free to reach out to me and ask me more questions.2) Second, as far as the quotes for the replacements i'm assuming these are priced for China made cabinets, and therefore i'm uncertain of the quotes accuracy (As I only make custom cabinets) but they seem to be to awfully inaccurate. 

They naturally find more deals than they want to handle so wholesaling those they don’t want to tackle is a profitable side business.

And then I would tackle the rest. 

That being said, at what point do we tackle cost segregation for tax benefits?

I couldn't imagine how miserable someone would have to be to respond like that to an innocuous mailer and the same applies to the people sending you the nasty texts. 

That a lot of information to tackle but you are missing major expenses other than your mortgage.