high interest rates have hurt cash flow and long term rentals are still a great investment... they're just not going to throw off rental income in the first few years of ownership.

Recommend you start researching what investors did prior to the Great Crash of 2008.

I wish everyone knew how great this strategy is, so I'm trying to spread the word.

It seems like the property works for you at the list price and you're fine with what you're paying, so that's great.

I knew there were some HML lenders that did OO, but OP credit score “isn’t great” (which likely means it’s poor) and “technically don’t make much money” (which likely means he has little income).i think it is long shot any HML that does OO will take on this risk for what they can legally charge for OO loan.  

Kevin did a great job explaining why you shouldn’t bother. 

This is not the first time, but I noticed a LOT of these this past week.....So I would request: if you're going to come on this great forum and request our help, could you please give us the SF and location of your property? 

Still, it is not a great deal.  

I buy and hold and do short term rentals and mid term rentals.Located in Racine Wisconsin  Hello Gabriel: I also live in Racine County there are some great deals our way and including southern milwaukee county too!   

I've learned that it's extremely important to find balance in this industry as your passion for your business can impact your personal life greatly!