Whatever you choose to do, I hope that you get some help with your credit issues, look for better financial advisers, life is tough without making it tougher on ourselves.Thanks, you are right, and that is the first reply (I have posted this same question in dozens of forums genuinely seeking wise advice) that pointed to the nature of the problem - YET did it accurately without inappropriate blame: I wasn't trying to get rich, but I did "bite off more than I could chew" expecting to be able to consolidate in refinance with enhanced equity within 2 years.

So there you buy and hold and are happy with a nice 8-12 cap rate.Pick you flavor.

In others, the law provides for enhanced penalties for repeat offenders.

These units, as stated in our by-laws can not be rented out, 1 unit had gone up for sale and was purchased by 'Gateway to a Better Life" , it is a business who enhance the quality of life for persons with developmental disabilities .

I have mine, but don't want to flavor the responses.

The proof of a consumer learning curve is in the data-flavored pudding.

I would bet, based on their motivation level you can improve on what they are asking in order to enhance the deal for you.Also, what research have you been able to do concerning the area, and other factors like:1.

And the service is great, but I live in the south, so maybe that's just the local flavor.

Private lenders come in all flavors and many of them have lending requirements similar to banks.

I hope to meet some great people here and enhance a collaborative vs. competitive atmosphere.