After she reviewed it we both felt really good about the whole thing and she went back to the board.

If you post the terms you're seeing or send them to me, we'd be happy to review them and make sure you're getting a fair shake!

.- Diverse Property Portfolio: The area seems to have a mix of both residential and commercial properties, which could allow for diversification in your investment strategy.Strategic Location: Shelby's proximity to global markets via nearby airports, rail, and port facilities could make it attractive for businesses, potentially driving demand for both commercial and residential real estate.Potential Challenges- Economic Concerns: The unemployment rate of 13.0% is relatively high, which could impact the overall economic stability of the area and potentially affect real estate values and rental demand.- Price Discrepancy: There's a notable difference between the median listing price ($295,000) and the average home value ($201,945).

Now is the time to review your systems!

Hello @Greg Scott Thank you so much for taking time to review and provide insights. i have made adjustments to my analysis based on the provided feedback. here is the updated  Chart. please suggest if i am missing any thing else.

Foolishly, we initiated the application process with them before looking up the reviews and will already have to pay a cancellation fee if we do decide to back out. 

In review, I found that they have basically made zero dollars after paying out all expenses AND debit expenses. 

Here is a link to Michael's recent review:  https://www.biggerpockets.com/...

Although your reviews won't convey, the buyer can have some peace of mind that with future revenue that the first couple of months mortgage are covered while they make adjustments, build up some reviews and work out any nuances they need to.

Two other companies that have sent me info which I am still reviewing is Xinsurance - They send a 13 page application to complete.The Heartford.