You can do radical lifestyle reductions in parallel with house hacking to drastically increase your savings rate even if you are still paying a mortgage. 

Yeah, this falls into "lifestyle choice" - they can do whatever they want.

It's been a fun experience hearing everyone's stories and is super inspiring to see what people are achieving.Having been a long time Dave Ramsey listener I finally got out of debt last year (minus my house) and am ready to step up my investing to live a more free lifestyle.

Good tenants mean no problems, no problems means a higher quality of lifestyle for you.

Hi @Davinder Singh it really depends on your family's situation and lifestyle, your goals, and the difference in the deals available to you (duplex vs.

My consciousness does not allow me to cut corners for a couple of thousand dollars more in my pocket, knowing that I wronged someone to get it. 

I am conscious that there is going to be resistance on this as some cannot do without AC.

And of course, if you're living there, you have to make sure it fits in with your lifestyle, commutes, etc.

Sounds like you'd take a hit on lifestyle, but you could downgrade and survive comfortably.

Hi Ceryn,The question really is this:  Are you looking for lifestyle living for yourself, or, are you looking to build wealth with investment real estate.