We require any tenant 18 or older to qualify for whole rent on their own unless they are a legal dependent (spouse, college student, dependent parent, etc) of applicant, even then must pass criminal background check.

The customer with “legal issues”.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Is it legal in Oneida County in Upstate NY to charge tenants a flat rate for utilities?

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

However, you need to learn about it specially the legal aspect behind it so you comply with the SEC but yes, it is possible you can buy properties without using your money.

The legal definition of gross negligence is: "An act marked by total disregard for the rights and/or safety of others, and with complete indifference to the consequences of the act."

Legally, in Alabama how long after missed payment can I do a pay or quit notice? 

First, they legalized Airbnb in non-owner occuped properties.

Many of those on this board who call themselves lenders are really affiliates.So long it’s done legally in your state, there is nothing wrong with being an affiliate and receiving a fee.