My wife and I have recently been toying with the idea of moving to Franklin, TN and are hoping to visit the area in the next few months.

The homeless are everywhere, the politicians worry more about fighting trump than local issues, we have a state school (evergreen) out of control, have a light rail tax that is basicly making us spend billions on a toy train set that will barely help our ridiculous trafic, the war on land lords, the gang war going on in south king county, etc...

There are 3 kids and no toys. 

I've been toying with the idea of some building myself in the near future so maybe we can exchange ideas.

Some owners want more down to feel better about the deal or to go buy themselves a new toy to enjoy since they will know have more free time and then some don't care about the down payment as much as they do the sale price.

I've been toying if 5% vice 7% is more realistic.

Several little ole ladies walked up to her at different times during that week and told her that kids shouldn't be there playing in the yard laughing and making noise, and to make sure that she picks up every toy before dark and put them in the house or they will call the Association.Can you say "Welcome to the neighborhood"?.....

If you have toys and scratch posts and other items to keep cats entertained then they are less likely to tear up floors, couches etc.Having a pet is a privilege and a responsibility not an afterthought.Dogs can be too big for a space and even if small if the owners do not walk them many times a day they can pee and crap all over the place.

Now if you decline all the applicants at x price there is no issue in raising to y price and every applicant aftervthatvis processed at the new rate.

It's more like the fox with the grapes fable.