That way they can get the conventional loan and be shielded from the exposure of the asset.  

We also want to know the deposit amounts and exposure from lease expiration.

What I am hearing you say is that you have slightly too much exposure right now if the market were to turn.  

So far I've been very happy with my investment in one of Alpha Flow's diversification fund (for $10,000 you get exposure to about 100 loans across multiple platforms). 

But if it hadn't been for HGTV, I would have never had the exposure which led to agent which has opened up a world of possibilities!  

State Farm will not do an umbrella policy because My father and I will both be on the loan/title (thinking of alternative ways to do this, advice would be great.) and they think it is too much exposure. 

This will limit your exposure.  

That said, getting the property now will likely increase your tax exposure as well as the property tax too.

Ok, now that you have taken your initial step, below are some quick links to get engaged.I sense that you are ready to branch out in 2016, after watching so many renovations on TV and coupled with your exposure to BP via podcasts, listening and reading.My suggestion is that you utilize the VA loan process and house hack if possible.

Marc M.The IRS will look at the facts and circumstances, and judge whether the activity is of a consistent enough basis and engaged upon in a manner that is similar in nature to commercial tax-paying businesses in the field.You should consult with an ERISA attorney who can look at the entirety of your scenario and help you evaluate the threshold at which you may cross this line and have exposure to UBIT.20-30 is a ludicrously high number of transactions.