I would like to refinance but my partner wants to continue buying property out of pocket.

Those that stick around, they continue to lose until they understand fully what they have embarked on.

I would recommend continuing to educate yourself on real estate if you’re interested.

The response of the government was to REQUIRE property owners to continue to provide housing ,eating minimum standards, even as they were losing money.  

Has anyone else had this problem, I've removed the baseboards and tapped it back together once already but it continues to separate, not really sure what to do, it looks great and holds up super well, except for the gaps! 

For example:Tenant ManagementLease Automation & E-SignaturesOnline Rent PaymentsTenant ScreeningMaintenance Request TrackingMarket Vacant PropertiesIncome & Expense Tracking (Do you use QuickBooks and want to continue, or does your current PMS have its own solution?)

But the ROE is even more drastically worse compared to the past as the value of them continues to rise but income has not.  

3- Job Market Growth is still strong in ATX 4- Population growth continues although not at the same pace as the pandemic. 5- Supply side problem - Builders overbuilding creating downward pressure on housing prices. 

The area is putting up more and more tourist attractions which should continue to drive more growth. 

It will continue to go down by 20% each year until totally phased out.