Or god forbid 3 years like Oakland is still suffering under.

Find another, or go it alone and suffer the price of arrogant ignorance. 

In your example, the ARR calculation suggests a positive return of 12.5%, but in reality, the investment suffered a loss of $50 over the two years.

Timing purchases in markets that have just suffered unwarranted price declines2.

Equity investments can suffer a 100% loss—the FDIC doesn’t want to pay this claim.2.

In a down market, you’ve painted yourself into a corner.It’s not at all impossible to encounter a scenario where the pref tranche gets their entire return, while common equity suffers a 100% loss.  

They suffer extreme losses.

And you, if you look hard enough, can see in the average posts per contributor that BP is suffering from bereavement.

@Calvin CraigIn my experience, deals that are not 50/50 (when both partners are putting in equal capital) typically suffer from the partner who has a lower % not being fully bought in.

In other words, if there was a broken leg on your property that resulted in $250,000 in medical, lost wages, and pain & suffering, if there was gross negligence on your part, the total judgement could be $1.25 million, and worse, your insurance company could deny it.So what constitutes gross negligence?