Welcome  I met the dingo on the real estate investing forum in AU.. when he was famous for buying the least expensive home in AU.he has put in his apprenticeship and its exciting to see him doing so well.. this is a great country..

Also if this group is looking for a more detailed response  in addition to my adverse action notice as to why we are choosing another group, are the reasons listed above okay to use since they don't fall under any discrimination laws ( age, sex, religion) Thanks for your time and help with this

This is one of my favorite questions to answer.A great analogy comes from a Chris Rock song, "No matter what a stripper tells you, there is no sex in the champagne room."

@Ericka Grant,We had a similar situation, young girl LOVED the place, signed contract, paid deposit.. then the day after the lease started, she told us her dad did a search, and said there were too many sex offenders nearby, and she wouldn't move in because she was afraid now (she saw it twice in person, no concerns).    

Like you, I tried to get a mortgage when I was still a U student but was turned down.

Here is the the IRS audit guide which explains the different methods - what I am calling a "mini" cost seg study is defined here as the "residual estimation approach": https://www.irs.gov/businesses/cost-segregation-au...

From those 3, I can check FB, criminal and sex offender registry in 2 minutes.

she DID try to offer 9000 for the year and I said no it's 10800. so she agreed to pay 9000 now and 900 each month for the last month's of the lease. also for whoever was talking about market rents its hard when you dont know my area. all of the rentals are dumps. it's terrible. very poor area. small area. drugs have ravaged the town. yes I'm moving asap. my house is in a good neighborhood with 3-4 bedrooms and minimal sex offenders near by. so it does attract families etc. the good rentals are always taken because of the long term tenants. 

For example, negative stigma and limited sex appeal, while listed as cons, could be viewed as pros because both factors limit competition from other investors.  

Also you can look into Us Assure (builders risk nationally )and AU Gold(Lessors Risk, Builders Risk and Vacant properties Except in NY) those two companies specialize insuring vacant/rehab homes.