Does it make selecting games easier?  

So your saying select No Damage Protection and just submit an extra charge when it's warranted? 

The flexibility allows investors to select the coverage that aligns with their strategy and budget.When clients receive a proposal, they are guided through their coverage options by an expert team member.

SPOA is an organization that I support. https://www.spoa.com/ Now I am very very careful when selecting tenants. 

Knowledge is power:Thorough Inspections: Minimize surprises with detailed inspections and due diligence.Strong Screening: Careful tenant selection reduces vacancy and headaches.Diversification: Spread your investments across different locations and property types to mitigate risk.Financial Planning: Maintain a buffer and choose financing options that fit your long-term goals.

While the power can't be selectively turned off, it’s really about active management and oversight once the utilities are in the PM's name.

Airbnb came out with a new co-host option where you could get paid for your services to assist owners by selecting % of rents...maybe have him pay you 99.9%?

And be more selective who you let invest with you.  

Understanding the intricacies of the area they’re building in is crucial, as it reflects their intentional selection process.

I looked at the market and see there's a large selection of 4bed/2bath homes in your price range.