Installed 3 brand new hvac systems in each unit, undated kitchen and bathroom and added security cameras on exterior of property.

It would be a shame to pay interest on the entire amount, if only part of funds are deployed.Thanks in advance for any tips on things we should look out for in loan terms, refinancing, etc!

Self-Employment & Social Security Income – While these income sources can be stable, self-employed income can fluctuate, so verifying consistent deposits over time is key.

Prom notes are a security unless exempt .. 

Legal Mistakes Can Lead to Lawsuits or Tenant ClaimsTexas has landlord-tenant laws on security deposits, repairs, evictions, and fair housing compliance.If you mishandle security deposits, maintenance requests, or notices, your friend could get sued or be forced to compensate tenants.Evictions require proper legal procedures.

Even if you a get a little higher rent and feel more secure that the majority is coming every month via the government, look what they did to your home.

Those are some great tips.

I can use some assistance strategizing a plan B on how to secure financing for this deal. 

I secured a 2.25% 30 year fixed interest rate on a 4 unit MFH.Now, I have a significant amount of equity in the property, and I'm wondering the best way to access it (if at all?). 

I don’t have any legal advice, but maybe some helpful perspective.When we return security deposits, we write the check to all tenants on the lease, such as “Tenant A or Tenant B”.