2.Are there strategies to reduce the required down payment or secure better mortgage terms?

Assuming plans are needed to secure a permit.

I will secure the loan for everything.

Loan Security: The property will serve as collateral for the seller-financed loan.

It’s a smart way to dip your toes into investing while securing your first home.You’re not being too ambitious at all!

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

I do have a silent investor, but when it comes to securing funding, it often feels like I’m navigating it alone.

Securing Lending shouldn't become a hurdle is the Deal numbers works. 

Hi @Frank Pyle,**I am not affiliated with any of the companies mentioned**To secure long-term financing for your Airbnb, look for DSCR lenders that accept pro forma income instead of requiring 12 months of rental history.

It may feel cumbersome, but their diligence reflects the level of security and service you can expect once onboarded.