And... per Bill's request I have placed all estimated equity accrued in the making of this post on the shelf in my garage next to the weed wacker and agree not to retrieve said equity until 12 months following the date such equity was placed there.

Look into a paid service called Courthouse Retrieval System (CRS).  

If I do put down an EM and don't have a buyer within time, is it possible to retrieve it or is it lost?

Now the way i figure to pay him back is this:Once i purchase the 6 unit with his money i then turn around and retrieve a commercial equity loan (or is this called a second mortgage?)

Did you know that the IRS has 4.8 billion dollars in overpaid taxes waiting to be retrieved by U.S. taxpayers who have overpaid and do not realize it?

I just want to know exactly what information you are responsible for retrieving?

I often use "CRS" (Courthouse Retrieval System).

I finally ask for a supervisor, and told him I had a golden retriever, other than that no person lived at the house,,,he ask me if I knew "xxx xxx",,the niece, I said I knew who she was, but had never meet her.She still used my house as a residence, and her daughter had turned 16,,the insurance company thought I was simply not insuring her,,,we got it resolved, but he said if I hadn't been with them for many years, it could have caused me problems (they could have found a reason to not re-new my policy because they thought I was lying.

Get a realtor or lawyer to present the contract and at settlement the lawyer will basically take the check minus the lien (send to the gas company) and the rest goes to the owner --- so if you pay 20k she'll end up with $3000A lien is a legal tool to retrieve money owed to someone so only way it gets removed is to pay it.

From...You can also use a paid tax record retrieval system called CRS for building mail lists, etc.http://crsdata.com/main/You may also want to go to the local REIA meetings. 2nd Thursday each month at the Executive Development Center on Military Cutoff Rd.