@Austin Paige sorry if dumb question, but regarding the REI calculators you mention:  are you referring to the ones found on biggerpockets (shown in image below)? 

I'm in the same boat for reference- I bought into the "buy now, refi later" idea and am sitting on a 7.375% on my latest property acquisition and a commercial line of credit I have is at prime + 1 (so 8.5%).

I do not work for Stessa in any capacity and I don't receive anything from referring them.

I would like to DELETE a reference!

Ask for References:If you haven't already, request references from other clients who have worked with them.

@Dan ShuderRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Your subject line has STR and then your post references $35k (combined NOI, I'm assuming?).

Quote from @Koritas Jones: Dang and I was just referred to him by somebody.

Be sure to: call & verify employment references, request pay stubs to confirm income & check rental history by contacting the previous landlords.Keep the momentum going!

It is common for investors to bring in additional signers, often referred to as credit enhancement.