You're on the right track to reach out for help here and also to look to your area for potential partnerships.

Purely answering the 80% vs 90% leverage question, in most cases it's better to reach for that 20% down.

When reaching out to experienced wholesalers, show that you’re ready to contribute.

@Quan Pham have you investigated at all the potential increases in property taxes and home insurance (need to have landlord policy) and included them in your cashflow calcluations?

The strategy I'm following for my first house hack is to acquire a multifamily property (duplex, triplex, quadplex) or SFH w/ an ADU (or potential for an ADU) as I am mainly looking to simultaneously acquire my first property and subsidize my mortgage payment.

Your property definitely has the potential to benefit from a cost segregation study.

Also@Jed Butikofer as@Christian Chartier said, this area has great potential for investment.

Please feel free to reach out if you want to learn about the Memphis market.

Wishing you the best on your journey, and feel free to reach out if you have questions along the way—this community has a wealth of knowledge!

@Jemini LeckieIf investing locally is not in the cards I would do some research and pin point a market that fits what you are looking for and then reach out in the forums for that specific market and ask more detailed questions.