@David Rodriguez  MTR is about location for health travelers and you also have a healthy  population of snowbirds in Phoenix. 

It might make more sense to just keep the rate, rent it out, save $30-35k, increase your income through a promotion or find another field and work for 2 years or more,  and buy another primary with a conventional loan. 

I am interested in MTR for my properties in Akron, OH as one is walking distance to Summa Health Systems Hospital there and the other is a 15 minute drive.

There is much to learn: pricing, marketing, screening, contract law, lease enforcement, late/unpaid rent, property abandonment, squatters, maintenance, tenant neglect or abuse, communication, and 417 other things.Buying a decent property but not managing it well can impact your finances, marriage, sanity, physical health, and desire to invest.

Tom Cruz promotes that naive, inexperienced investors should buy Class D rentals and somehow rent them to S8 tenants. - Won't work unless you REALLY know a market and have the proper connections!

I don’t feel the need to explain myself, or promote his program, but I will say that I have learned tremendously what would have been difficult for me in another community. 3k is nothing compared to other mastermind groups.

Meanwhile he has gone so far as to update his profile page background to promote  a 3 day wealth summit.

@Jay Check Are you a real account or is this just another promotion for a lying guru?

No money troubles but I did lose my whole family earlier this year and dealing with some health issues as well so I don't really appreciate his extra unnecessary unwarranted crap everytime I have to deal with him and really im just trying to save my home, it's all I have left.

That is a health code violation.