Its much more achievable than 20% on an investment property. and I play the long game and rely on the equity I build versus living by the cash flow. 

They can’t play the poor card, they’re going to a bigger space.

If you are seeking an investment loan you will either use a local commercial bank or wholesaler DSCR lender. 750 credit is great - LTV and DSCR score will play the larger factor here. 1-4 family you can find DSCR programs for 80ltv. 5+ units you will most likely be confined to 75ltv (25% down).

Here is 3 scenarios: conservatively projected low/medium/ and scenario 3 is actual recent net returns  (unlikely repeatable right now) I'm looking for alternative ideas to deploy $150-200k down payment on a much larger investment than a 1br house, so I can play the appreciation game as well as the income game.

Tip: When homes are listed on the open market I play the communication game to get the price down.

Drive Uber, Deliver Pizza, whatever....You need money to play the game.

With patience you will typically cash flow more with the appreciation play than with the cash flow play. The

In my opinion, it's more of a cash flow play than a growth play. The

Credit, LTV and DTI will always play the largest roll.

Just make sure you can withstand bad luck in the short term, and then play the game with the long term in mind.