Worst affordability since the 80s, no offense to the super seniors here that pretty much covers the crux of our gap assuming people are primarily investing in their W2 tenure(22-62). 

If you rent it out from day 1, you are committing mortgage fraud, which is serious offense and you do not want to go down that road.

I am open to an alternative solution but they seem like they using intimidation tactic via email like call my strategy theft (something I take offense to) and that they will not pay and I should figure out the impossible.

Why would you want to work with a realtor (I know she is your wife, no offense) who knows none of the agents, does not know the paperwork or the process (they don't teach you this in the class) when your primary residence is on the line.Brokerage options vary, but if you just choose the cheapest one and use your wife, you will pay for it later.

No offense intended, and I'm not trying to antagonize, but your background does not seem to match with anyone I would want to do business with.

The judge went forward with the eviction on every single one of them because even 1 day late is an evict able offense in Ohio ( at least in Butler County).8.) 

What is the specific sentence of offense?

No offense but your post sounds very advertisy and no way income and expenses were categorized opposite even so you didn't lose on the income because it would've negated the expenses and vice-versa.Why would your bookkeeper add any equipment depreciate, this is your CPA's role unless that person was doing both. $20K additional income?

Also, no offense Account Closed but nobody should be taking advice from someone who charges for services who doesn't disclose their full name/identity on these forums. 

@Eric Stewart no offense, but this is what happens when you don't do enough research before buying a rental and DIY managing.https://www.biggerpockets.com/forums/88/topics/1106522-1st-r...Why didn't your agent Collin educate you about all this?