I even had a statement from a police officer and the Fire Chief that both said she was "mentally unstable and a danger to others."

I also thought of renters as people who are basically poor and can't buy a home. 15 years later I think that's funny.You can look up demographics, but I don't think it will give you the clarity you are looking for.

We had one incident where a tenant got divorced, mentally fell apart, received a dog as a gift and kept it locked in a bedroom all day.

Right or wrong I am of the mentality: Ready, Fire, Aim.

You might want to chat with a landlord-tenant lawyer to get clarity on your rights, especially around the common areas and possibly updating her lease.

Here’s a refined version of your message that maintains your original questions and concerns while improving clarity and flow:Hello,Since January, I haven't received the full rental payment from the property management company.

And yes, in full clarity, this is a "loaded question". 

So I think it's pretty much like getting any mortgage, but there is a definite lack of communication or clarity from the selling bank (VA).

Specially troubling is the lack of clarity on bankruptcy protection for all their funds

That mental switch allowed us to find a great 2-family house-hack opportunity in Bayonne, NJ, and also led me to an amazing career change -- I've been a full-time NJ Realtor for 2.5 years now and have helped many BiggerPockets folks find their first house-hacks -- a good % coming from NYC.