Where I’m Focusing: Ohio (Dayton and Cincinnati) — I already have trusted partners for renovation and construction.Investment Strategies: I’m interested in fix-and-flip and BRRRR.Open to Networking: Real estate agents, investors, contractors, and anyone passionate about real estate.My Goal: To learn from experienced investors, share ideas, and build a scalable real estate business.Looking forward to connecting and learning from this great community! 

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

Our Goal - buy this property with little money out of pocket.

This year for 2025 my wife and I have made it a goal to improve our financial literacy to purchase another investment property.

I had a few questions and would appreciate any advice in general.Strategy / Goal: BRRRR but no major rehab at first to lower the risk.

This would be the ultimate goal if you are house hacking to lease all the units once you vacate.

Though, my main goal is to be break-even or close to it in cash flow once a property manager steps in to take over. 

It sounds like you’re in a great position to get started—$100k saved up and a clear goal are huge advantages.

However, if the deal isn't good, they will tell them why.That last part is a great point.

You’re in a great position with a property that’s appreciated significantly, a low-interest mortgage, and clear goals to boost cash flow and transition into full-time investing.