We also stopped investing in Roth IRA’s.

Here's some copy & paste info you might find interesting:----------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Why is Property Class so important for investors to understand and apply in their investing strategies?

Invested $40 k there. 

Could be a fun investment!

I recommend discussing your strategy & financing with a lender to make sure you could qualify for both FHA and then an investment property loan.

It’s advice like this that helps buyers make informed decisions, ensuring they invest wisely for their future.Thank you for this thoughtful and insightful breakdown!

Although multi-family properties is a term used more in the US and converted itself into a proper investment strategy, this is also possible in Spain (or anywhere in the world).

That little town is a good place to invest.   

Even at a high cap rate you've got several million dollars of market value here, so I'm curious about your base numbers.

While gifts exceeding $18K per year (2024) require filing Form 709, they don't create an immediate tax, but the IRS may scrutinize this as tax avoidance.Tax-Saving Alternatives:Prorated Section 121 Exclusion – If you lived in the home part-time, you may qualify for partial tax exemption.1031 Exchange – If your share was an investment property, reinvesting the proceeds defers capital gains.Installment Sale – Spreading payments over time may reduce your tax bracket.Adjusted Basis Review – Factor in capital improvements and selling costs to lower taxable gains.This post does not create a CPA-Client relationship.