This is even more glaring when looking at the newer "wood" flooring that was installed. 

Boring Can Be Beautiful, But Location Still WinsWhile I agree that boring markets offer steady cash flow, I’d argue that markets with a blend of stable tenant demand and tourist appeal like areas near U.S. military installations in Germany strike a better balance between cash flow and appreciation.

I equate it to installing a garage door opener.  

Bill Maintenance Expense-Aerator I installed the aerator the pressure tank and the well pump ($1,350.00) ($2,142.52) 4/1/2020 ORAM-2910BROUGHAM-2910BROUGHAM Coker, J.

Imagine if he does a perfect install job, but the unit catches fire anyway?

Here's a few examples:Does the lender release for materials on site or do they have to be installed? 

When we setup and furnished our STR last year, the internet/tv service provider would only install internet.

Part of what you are describing is what they call an installment land contract.

By improvements I mean that there is power, water and sewer/septic installed and working.

@Jamie BanksI understand there are multiple parties: 1) displaced insurance policy holder (tenants)  2) ALE 3) The company that supplies all the furniture and install the washer and dryer.