@Jerell Edmonds is right that many of us, including myself, waited because of fear and feelings. 

White Oak color and Walnut color are the two main ones you want to focus on, depending on the rest of the design in the house!

Many lenders also impose additional requirements such as owner-occupancy, and/or that one lender make all of the institutional loans in the building.- The CA rules seem to have many rules related to financing such as seller must include appraisal, no balloon payments before 10 years, etc.

Use Series LLC to handle management activities, including collecting rent and signing leases.

The main thing I see when coming across this is deferred maintenance.

I just include the utilities in the rent.

Currently renting the main house as a LTR and the ADU as a MTR.

OpenAI has confirmed it’ll be included in the $20/month package soon.I’ve already shelled out the $200 for this month, so I’m making the most of it!

So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

I lend Hard Money, Fix n Flip, DSCR, and Bridge mainly on the investor side.