I think you could cash out refinance your condo with $90k equity since you would also get the benefit of a lower interest rate loan.Until I explored those two options, I wouldn't do anything with the last option.Good luck on your adventure!

Let's inspire each other in this exciting real estate adventure!

Richard Gamble hosts a large meetup in Knox. 

. :-)With that being said what you were doing is definitely a gamble.

Unless you really know Baltimore I consider buying there gambling , not investing .

I wouldn't bet on either at this stage but if you like a gamble...

We’re based in NYC and have OOS investing experience (long-term and mid-term rentals), and I would love to expand our adventure to the Hudson Valley and meet with like-minded investors and mentors.If there’s already a community like this, could someone please refer me to it?

Trying to weed people out at local REI meetings to be possible mentors is also gamble and a huge time suck.

Aspen and Vail are not just tourist destinations but have also become refuges for billionaires seeking luxury homes with access to ski slopes, adventure sports, and total exclusivity.

To depend on the rates to drop substantially to cover refi cost is a gamble.