I plan to refinance in two to three year once rates come down a bit.That said, I need to be very confident in my numbers on the hotel, since I'm putting risk on my other properties and essentially wiping out their cash flow.Happy to connect.

The financial of property is good:      DSCR = 1.3; LTV = 45%;Both my liquidity and net worth passes Chase's test.

This has left us with significant carrying costs and financial strain.

That 4% cap rate on in place financials is a lie.  

.- The townhouse you're moving into is currently a rental, but you plan to live there two years for the 121 exclusion.

If you're planning on managing the rental unit yourself, you'll learn a lot about owning rentals pretty quickly.

My point above is how solid are your financial and management plans?  

One thing I will say, and do with it what you will, if you are digging out of a bad financial position I'd suggest RE is not for you now. 

For many young Americans, buying a home has always been a major milestone—one that represents financial stability and long-term investment.

You want to have your financial house in order so you know what you CAN afford and what you SHOULD spend.