. ;)I plan on living to at least 100, and making my ex totally jealous.Actually, I'll just be happy if she continues to leave me alone. lolHopefully you have many years ahead, and lesson learned, more profitable.Don't make yourself sick with misery.

Ex: $400K loan at 3% $500K sale price = $100K down paymentCan be an amazing strategy!!

The heat renovation will be a large cap ex that will pay off wonderfully in the long-term.

Ex. 12/30 to 1/2 would be 2 days in 2024 and 2 days in 2025.Is that what you're saying @Michael Plaks?

Then we ended up had to evict the ex-owner from this property after the purchase which was no fun but something we are experienced to do.

This way I can also control the maintenance cap/ex aspect. 

If fed ex driver dropped it off near front door, no one would be stealing the package.  

The 3rd thing that has reshaped my entire opinion of the tax advantages of real estate, is seeing my 88 grandfather holding five quite valuable illiquid properties, long story short it’s a mess, it’s causing family drama, he is in zero shape physically or mentally to manage them, the all have cap-ex needs, again these were amazing buy’s literally multiple properties he bought for under 50k that are now worth over a million but there is probably a time and a place for owning real estate, so I don’t really have a need to own more than maybe a few properties into retirement.

This is because cap ex and operating expenses disproportionately impact lower cost real estate and its very easy to find yourself upside down on a property like this.

Detractors will tell you that the $10,000 is generating roughly the same amount of interest (ex. 4% vs 5% ) regardless of what debt vehicle it is on, but that's not the only relevant factor.