I will also emphasize the importance of keeping at least 5% of your gross rent income and allocate it toward emergency situations each month. 

I heard the servicing company laid off most employees and transferred the loans to another servicer (in some sort of agreement).

FCI is big (160 employees) and their portal may seem like overkill, but they have their systems down and they are responsive.

If you are passive in those rentals (not real estate professional for tax purposes which requires 750 hours of real estate), and your Modified Adjusted gross income is over $150,000, then the cost seg is not actually going to save you any taxes. 

The place I’m looking at has all employees and a wonderful couple who has owned it for about 30 years.

I curate a list of properties priced under $800K with the potential to generate six-figure gross income and share it with my clients.

The property has a massive 900+ sq ft attic with very tall ceilings that would make a perfect 3rd unit potentially grossing another $1000 per month. 

Many people get this confused thinking that is take-home (NET) income, when it should be BEFORE taxes GROSS income. 2.

I always make sure to help the team but also support them while giving them room to make the position theirs, get them to realize they are part of the company, not just an employee. 

Pretty much all lenders in business to lend money will charge a service fee to the investors.. and take it out of the gross monthly payments..