Coghill they are trying to take care of several things:1) Approval to access credit reportsA video tour of my home office (required by the credit repository to show security, so access to office & computers is limited to avoid data theft)Credit checks on me and my partner (required by the credit repository to make sure you are not criminals looking to steal others' data)Copies of the deeds for every property we own (required by the credit repository to confirm you aren't just self-serving)A copy of my partner’s home lease and utility bills (required by the credit repository to prove his legal address, so they can pursue him criminally if he steals data)Business phone bills (required by the credit repository to prove an actual business)2) Approval to use banking ACH system to accept tenant payments and pay ownersBusiness phone bills (required by banking industry to prove business legitimacy)A signed letter from the bank verifying our accounts (to prove legitimate business banking accounts.

Everything was progressing smoothly until I met the appraiser to provide access to the property.Right away, I sensed something was off.

I am glad to have access to the resources I found here.Last snippet is I originally became interested in the AirBnb market internationally.

If you can access the wall cavity, adding rock wool (mineral wool) insulation will make a big impact by reducing vibrations and sound transfer. 

But if you had access to 100% financing for a fix/flip, would you be at "that point"?

Analyze deals, build your network, and educate yourself constantly.If you have access to unique resources (like a VA loan, FHA Loan, or 401K), use them to your advantage!

Please advise.ThanksMel I'd recommend a local Independent Agency that has access to multiple markets including surplus lines

Large deposits are nice, but very difficult to actually get access to escrow funds in the event of default.

I work with many investors from Bigger Pockets in the Atlanta market and have access to both on and off market properties.

The location is key, with easy access to transportation, parks, and the rich cultural heritage of the area.