I am looking for recommendations for best financing options.The owner is considering financing it, but until they agree, I am planning as if they will not do so.The local credit union I use, who is very investor friendly, is unable to lend on properties larger than 4 units right now. 

We are just starting to research and plan for a move out to the southeast somewhere, still in early planning phase. 

I would also weigh if you plan on staying in the home you are in now for a long time or move in the next 5 years.

Just as an aside, both plan to keep their owned real estate and lease it to the business buyer.I like that because it makes the business much easier to sell.

That way you have a fallback plan if it gets overwhelming. 6.

If your client is planning to use a loan to purchase the portfolio, they should be aware that many lenders include prepayment penalties or restrictions when properties in a portfolio are sold off individually.

I’m planning to do this for 3 multifamily properties all located in MA, each ranging from 2 to 4 units.

Mom’s estate plan should probably address this separately from you. 

I plan to sale the lots that way.

He thought you were looking to be a borrower with your plans investments, not be a lender with your RRSP.I would seek out providers of self-directed RRSP plans in Canada.