Your lawyer's concern about the due-on-sale clause potentially disrupting your BRRRR plans is valid and could lead to less favorable refinancing terms if enforced by your credit union.

My opinion is that there are already a lot of big fish in this pond...and I truthfully don't hear you saying anything new or disrupting.  

Want to do the right thing and not get entangled in anything that would disrupt my plan.

Otherwise every inconvenience tends to be blamed on the STR.I'm also concerned about the inverse where the LTR possibly disrupts the STR. 

Ours isn’t a huge kitchen and it was days of work and very disruptive. 

The position she just accepted is a 13k raise.Also, Covid really disrupted my work record, (we moved here knowing no one the day national emergency was declared and they put a hiring freeze on).

On renewal I would do market rent and whatever you want to give for disruption and noise give it as a gift card or some similar not a reduced rent. 

I’m also looking into some others like BAM capital, Disrupt equity and REI nation.

Plumbing permits shall not be required for minor repairs or replacements of plumbing fixtures provided such repairs or replacements do not disrupt the original water supply, the waste or ventilation system.

Disrupting the industry and offering low income housing to alleviate the nation's housing crisis?