In the free version it appears, at least by the way I entered them, it seems like it is auto calculating significant expenses for them but I am unsure of the assumptions or the way to edit these?

I've tried talking with some of the agents suggested by the auto-tool BP provides for "find agents in your area", (only 5 were suggested!

Compared to 2018, I am paying 6x the premiums on homes, on autos it's been more like 4x. 

You might consider listing on both and just not accepting auto-books to maximize potential.

Tell them what you're looking for and they'll set you up on an MLS auto search such that everything matching your criteria will be automatically emailed to you every morning.

Apparently it didn’t go on auto renew like the other policies and paperless means I never got a dang notice of cancellation.

Definitely hire one for a property damage claim, auto claims its not necessary.

You can have a PMS like Hospitable with custom auto messages and AI assistance to answer.

My A class that I own I self manage I have a RE agent that puts them up they find a tenant I require 700 plus fico so that weeds out 90% of renters and then I set them up on auto pay and if they have an issue we send handyman.. to be fair my units are basically new construction and townhouses in HOA's in the Desert ( vegas) so there simply is not a lot of maintenance. there is A class in every city its just that investors get so focused on  positive cash flow they dont buy those for rental purposes so they miss out on the best rental tenants.. the higher the cash flow on paper the lower the quality of the units.. its a fact..

That is what auto insurance is for.