Seller financing can be a valuable tool when used correctly, but its effectiveness depends on how it's structured and implemented.

Some lenders offer creative solutions, like a cross-collateralized loan, where they use your existing equity as security without refinancing the duplex.Another idea is partnering with private lenders or exploring a second-position mortgage, depending on your lender's terms.

STR rental was $3,500 to $6,000 per month, depending on season.

I think this depends on your risk tolerance and your interest rate.  

It really depends on your bigger picture and also what you are hoping to accomplish in the future.

But I’m sure that depending on the area that experience will vary.

@Jordyn OhsThis is a loaded question as it really depends.

It could be possible to still negotiate a purchase depending on the stage of foreclosure it is in. 

If the property does not require an extensive rehab and just needs cosmetic repairs then a standard landlord dwelling policy in most cases depending on the carrier.

Prosper and Lending Club also offer peer 2 peer loans, usually up to $40-$50k depending on which company you look at.