They can't afford the double deposit, indicating they live on the edge at the moment.

The flooding cuts both ways. 

Electric: is the easiest to split, but may require holes cut in walls to separate the units.Gas: gas lines aren't as flexible as wires, but it can usually be done affordably.Water: most cities will NOT install additional water meters on a property.

I would also cut down on the photo count.

It was a huge investment, but it cut the electricity cost by the full 2K per/mo all summer.

A HELOC comes with a variable interest rate and all signs are pointing to no further Fed rate cuts in 2025 - and there may even be rate increases.- So, you may want to consider locking in an interest rate via a 2nd mortgage.Do you have reserves for unexpected expenses?

This business is cold and cut throat.

Your background gives you a unique edge in making that pitch.

If you use a PM, you are cutting heavily into your profits.

Ask the builder or their legal representative for a copy of the CC&Rs (Covenants, Conditions, and Restrictions) or any supplemental documents specific to the development.Financing Considerations: If you’re financing the property, some loan types have limitations on renting out a home within the first year.