I still have plenty time left saving but when the time comes I’ll either be looking into conventional  loans, or some type of remodel loan to pay for the repairs of the property I am looking to fix up, because as far as I’ve seen so far it’s hard to find a good deal starting out unless you buy it as discounted as possible and put some sweat equity into it, let me know your thoughts on that ur possible.

Picking up flexible part-time jobs to qualify for a mortgage is definitely a smart move, as conventional lenders typically look for consistent W2 income.

Also I've heard of some DSCR loans that are not too far off from conventional rates.  

The f/f residential conventional rules indicate a quad with ADU does not qualify.  

As someone relatively young, obtaining a conventional loan has proven challenging for me.

Refinances are still active, slim pickings but some players are out there who are direct lenders, flip loans are also available (75-100K) min property other than conventional and gov backed loans.  

I'd like to ask if we're all assuming a conventional of FHA loan?

If the property is uninhabitable you won't be able to get conventional financing (through a bank) on it.

If scaling quickly is your goal, DSCR loans are a great tool for the refi portion since there’s no 12 month seasoning requirement like conventional loans, and DTI isn’t a factor. 

There's also the conventional loan program CHOICERenovation by Freddie Mac.