Unfortunately most CPA's have not lived through more realistic income tax bracket environments such as the 50s 60’s 70s and 80s……so what I’m saying here is not something that most investors, business-owners, high net worth families, or REI investors are thinking about.

If you go RBTR, here are a few key criteria I've seen to assure comfort of living and lower vacancy / turnover:- at least 400sqft per tenant and no more than 2 tenants to 1 full bath -excess parking where folks aren't blocking each other in and you're not getting complaints from your neighbors about overtaking the street parking.

I'd recommend searching by zip and interviewing an agent or two to see who you're most comfortable with.

A HELOC or cash-out refinance is definitely worth exploring if you want to free up capital for more investments, but make sure it fits your goals and comfort level.

I think it’s just taken time and she’s starting to be willing to help at her comfort level.

✅ Interest rates you're comfortable with?

Get out of your comfort zone.

Invest in comfortable furnishings and amenities, and add small extras that can make a big difference—like coffee pods or local snacks.

Additionally, I would like to attempt to do the process Owner/Builder with subcontracting work out as well as doing some of the work I'm comfortable with (I have some experience with bathroom & kitchen remodeling an am not new to the construction industry).

The home has 6 bedrooms and comfortably sleeps 16.