One factor which could have a big impact on California real estate prices, but I don't hear discussed very often still, is the chronic drought conditions in this part of the country.

I have had 5 heart surgeries, I have degenerative arthritis, I am on the autism spectrum though I am high functioning, and had to deal with a chronic depression for about as long as I can remember. 

This has worked well, but we are adding more units so it will get harder to keep track of who got the waiver and who didn't, I will be doing away with the policy.In my experience, they are either paying on time, all the time, having an issue once or twice, or chronically late.  

In addition, getting the HOA to address and pay for HOA-related issues that directly affect your unit (bad foundation, chronically leaking roof, crumbling wingwall) is a time-intensive, often fruitless process.The problem at the middle/upper-middle income complexes is that you still have people on the board who have no business directing a management company and each member fights to get what they want and not necessarily what is best for the complex.

Cross that with the usual (wealthy) nimbys that don't want ANY changes, and planning/building departments with layers of bureaucracy that would make Stalin proud, and you have the perfect storm of why we have a chronic housing shortage.  

i do admire the added funding resources aside from savings & conventional loans like hard/private money loans  -and the fastrack way to in fact generate profits from nothing, via  dishing out 'wholesale' contingency offers then upselling the crap out of the property - but like many has to be pointed out to newbies to BP, even with those a downpayment is required to invest. all in all, i'm appauled at the widespread connotation - often spun by mainstream media (ie, tv, internet) and the material they pump out, infomercials and all - that somehow people will 'discover' how they can make big money from no money. when in reality the underlying problem to me it seems to be the western norm to be making a decent salary (heck, even teens working at mcDs or whatever) and all but just be spending it day and day out but at the same time expecting somehow to get rich one day- without incrementally investing in a wealthier future any.how could adults these days chronically have no money, chronically have no creditworthiness, and *then* decide they want to start INVESTING?! 

Some context:According to Wikipedia the total world GDP in 2013 was $75.59 trillionAccording to report, total capital markets in 2010 equaled to $600 trillionAccording to report, by 2020 total capital markets will equal $900 trillionTakeaways - among others:Excess capital means more chronic lower yields.

If it's income, you need to know whether it's temporary or chronic.

Greetings BP,Ok, so I am active duty and I'm  interested in helping my husband (a veteran) fulfill his dream of providing housing for our veterans who in most cases undoubtedly deserve our support in getting out of chronic homelessness.

Here is a wholesaler asking lawyers what's cooking...http://www.avvo.com/legal-answers/does-real-estate...Here's the law, light reading to cure insomnia....http://files.consumerfinance.gov/f/201503_cfpb_reg...New settlement requirements will have a one to three day review requirement between each settlement, can't close back to back as we use to, build the holding costs in and ensure your seller knows what is going on.