Most of the <20% down options require owner occupancy in some capacity

These are small projects with quick turnarounds, geared towards operations that are within my capacity to manage, providing passive cash flows for investors who want to make a small entry into this region.

This person has never had any communication with RTR, nor done business with RTR to any capacity.

I found a lot of issues such as concerns with utility capacity, storm drain easements etc. that we eventually resolved and turned out to be minor but could have been show-stoppers.4.

or work for them in some capacity? 

I'm mostly using it to track leads in a leasing agent capacity (at this time).

Do you have the financial capacity to absorb payments while you get the STR optimized?

If you plan to make big payments to wittle it down you aren't using it in its best capacity.

That would make a big difference in its cooling capacity .But getting to 68 degrees when its 114 outside wont happen with  either a heat pump or air conditioner 

Quote from @Michael Peters: Yes, you can limit occupancy based on the capacity of the property.