Couldn’t resist that juicy refinance to a 2.75% rate.

To areas where the path of least resistance exists.

Granite is quite effective as it is scratch, stain and chip resistant.

I've been resisting BofA, Wells Fargo, Chase and other like banks. 

You can put a property in a non-USVI LLC, you just need to resister the "out of state" LLC with USVI. 

Block is still a good insulator, water/termite resistant, and hurricane proof, while there's room for improvement in windows, insulation, AC efficiency etc.

Your PMC is recommending the path of least resistance, because mold claims could be VERY expensive.Also, many insurance companies will NOT cover mold issues.So, call your insurance agent and see if this will be covered or not.At the same time, direct your PMC to get a professional mold test done to determine if there actually is a problem or the tenant is mistaken or exaggerating. 

New construction codes would require the construction of a house that is more resistant to high winds and will have a new roof.   

I couldn't resist taking these pics as well...the tenants cats had torn down all the curtains & literally shredded the tenants couch but $$$ on-time :) 

I always suggest seeking the path of least resistance.