So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

Use your own money?

However, there are other loans designed for fixer uppers referred to us hard money loans, bridge loans, or fix and flip loans but whatever you want to call them they're essentially short term, interest only loans with no prepayment penalties designed to finance a higher % of your purchase price and typically all of your renovations not to exceed a certain % of the ARV (typically 75% max). 

Can't say I enjoy real estate, but enjoy what the money allows me to do :)

They are running a personal brand, and I would rather donate my money to a good cause than their next mountain home. 

I'm not familiar with Canadian regulations but you should look into how you can get access to money if you don't have any.

It would be a tight budget but I do have money set aside for repairs.

B) I don't have to give the contractor any money upfront for anything.3.

I’m assuming that you save quite a bit of money.”

My current situation is that I always flip with other people’s money.