While the main syndication process may be identical, there will be legal nuances that are country specific. 

Sometimes when people move out others forward their mail to a different address to steal the credit cards, etc. or for identity fraud.

And on and on and on.Assuming that you have absolutely identical tax years in 2024 and 2025 (which is never really the case), you usually win mathematically by spreading your sales (or any income, for that matter) over multiple years versus receiving all income in a single year. 

I have a 3 bedroom apartment with a total of 7 windows that all look identical to the one in the photo above.

Comps need to be as identical as possible.

If you get two nearly identical offers where one is asking for you to pay their agent 2.5% and the other is asking you to pay 3%, you get to decide if that .5% is worth it.

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

If you don't get any information from his credit/criminal, you can at least verify identity and income.3.

And yet, Jonathan's not hiding his identity behind initials and no picture. 

You have to include concessions, DOM and changing interest rates, the direction the house points, trees and so on.In most markets, the houses are not identical one to another anyway.