The reason those locks charge monthly is because there's an ongoing upkeep cost to maintain the software and communications network that are essential to being able to program the lock remotely.  

You need to match your self and your scenario with a lender who offer unlimited products and programs with prime rates.

How long from the time of application and until getting the funds.Me and my delinquent tenant filled out the paper work May 9th right before closing of the program and it still says ready for review.I am in eviction court as we speak and just got done with the 28day ERP BS and to be honest if I had to do it all over again I would have filed earlier and used a lawyer.

They were a) smart and b) knew money and c) poked around on the world wide webs a bit.

I have federal health coverage so I will not be a part of the medicare program.

I have been receiving letters informing me that my "VA guaranteed loan has been tagged for inclusion in our VA IRRRL program".I called the number on one of the letters (I've received many), and the call cut out shortly after speaking with someone, so it seems a little sketchy.

To add to the conversation, here are some of the minimum requirements you will be dealing with on the private lending/financing side.1-4 Unit Residential• 80% LTC max (20% down payment)• No experience required• $75k minimum property value• $50k minimum loan amount• 660 FICO5+ Unit Multifamily• 75-80% LTC max (20-25% down payment)• No experience required (program options will be limited if no experience)• $350k minimum property value (lower values possible, must have experience)• $250k minimum loan amount• 660 FICO

I think if the REIAs  acknowledge they are taking a kickback then I guess that is OK.. but the ones here in Oregon I dont think man folks understand that is happening.. as the guys running it will start talking about how great the program is and they will be the first one to sign up.

There are multiple programs out there, inclusive of 30-year term on CRE. 

Easy platform to program guest specific codes.