My DTI ratio is extremely low, so maybe traditional financing could work.

Looking to purchase my first home and was initially going to go the traditional fixed rate mortgage without buying down points with the assumption rates will go down in the next year or 2 and I will just refinance.

The banker even knew who the awful bank manager was that was dragging my sub thru the mud on this before I named him.... this is their standard....They do the same nonsense on certified funds. 

@Tabb PittYou should get atleast 25% down and charge atleast 9% interest as you can get 9% all day long private lendingThis will essentially kill the deal for any qualified borrower so you will end up with non qualified borrowers who most likely will default in 3 yearsJust sell it traditional method

If Musk and Zuck decide to mud wrestle in an RV flying to the moon you stock price could drop.

Why would anyone want a traditional mortgage or DSCR with the rates where they are?

If you're planning on using traditional financing, your DTI will come into play.

I’m looking to buy a property in a ski town and it is considered a CondoTel and thus does not qualify for traditional financing.  

It's highly unlikely, if not impossible, to find a traditional lending source to fund the purchase of tax deed property. 

Others use more traditional approaches.When a JV Agreement gets under strain by partners disagreeing on an issue, someone needs to be able to break the stalemate to preserve the investment.