If the K&T is such a hazard, how is it that people get away with reusing the wiring when they upgrade to new 200a panel ( i dont know what 200a means, just stealing that from above) Wouldn't that be inspected due to the permit?

Also with Covid, sourcing certain materials has put an even bigger strain on this timeline.

. - Employment and income verification- this is also important to understand whether the tenants can afford paying the rent, and also protects not only you but them as well from trying to get a place they cannot afford which will put a financial strain on them.

I raised one of my tenant's rent by $50 with a 90 day notice ahead of time and still felt a bit bad about it since I had no need to actually raise rent outside of simply just increasing rent a little to keep up with inflation a bit and in case rent control is ever enacted and whatnot.While the security deposit might be sizeable and surely may put a strain on a tenant's finances, I wouldn't recommend ever skipping out on having the security deposit and first month's rent paid in full prior to move in.

Installing a new electrical panel is dangerous and should be left to the professionals.

Nope, denied by Chase.JPMorgan Chase to raise mortgage borrowing standards. [...]From Tuesday, customers applying for a new mortgage will need a credit score of at least 700, and will be required to make a down payment equal to 20% of the home's value.[...]The bank was the fourth largest U.S. mortgage lender in 2019, according to industry publication Inside Mortgage Finance.[...]JPMorgan would not disclose the current minimum requirements for its various mortgage products, but the average down payment across the housing market is around 10%, according to the MBA.[...]The residential mortgage market is already under strain after borrower requests to delay mortgage payments rose 1,900% in the second half of March, Reuters reported.

I have put money into things like a necessary new deck, dry rot, new windows (they were only single pane), new flooring, retaining walls etc...just to keep it well maintained.  

According to scientists, 6-9 meters of elastic strain have likely accumulated along the fault since the last quake (1726), which means when it finally releases, the ground will likely shift 20-30 feet.

I am getting rid of the lead based paint trimmed windows and putting in new double pane windows. 

All new dual pane windows, plumbing, electrical, water heater & furnace. 10 mins to Skagit College, Burlington Outlets & the Mall!