Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

With our DSCR loan, there’s no seasoning period, so you can refinance as soon as the property's ready!

Just making extra monthly/periodic principal payments is good enough for me :)Of course, you need to be a "saver," not a "spender." 

@Jerry ZhangYou can also put a lien on one of your assets for a short period of time.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

There really isn't enough information here for someone to give you a proper answer.What you need to do is calculate those tax savings over the next 5-7 years (or however long you plan to stay in the house) vs. what the interest rate reduction will save you over that time period.

A Home Equity Loan is usually a chunk of money you get up front and start making P&I payments on right away for a set amortization period.

The 25K would go towards a rate buy down.As far as accounting for cap ex and maintenance for newly replaced/updated items, I'd still recommend doing it.

Make sure if you go into a contract (no option period), you require a substantial earnest money.

It takes 2/3rds of the owners to update the CC&R’s to either update to allow STR’s or to specifically ban them.