Quote from @Zach Howard: Quote from @Jonathan Greene: If you are looking at properties in the US only on Zillow, and not seeing them in person (I know you are in Hong Kong), this is just an effort in futility because you can't underwrite single-family or small multifamily deals only online.

However, the whole point of making money is to live a better life, which includes caring for family.

Maybe they don't need the money now but in 5 years they wan to send a grand child to college.

I have integrated a couple of other platforms and had to do the exact same steps when it came to being able to receive payments online.

Also CA requires you to be licensed to originate DSCR and Hard Money Loans (I see on your bio you service CA), and there are many other states that are starting to follow pursuit.

They could include things like waivers for documents and appraisals, relaxation of underwriting standards and money to fund repairs.However, there are benefits for people who just live in the areas, but aren't directly impacted.

If its a Class C I'd go for a more affordable unit, there's no point in putting in more money than you have to. 

Quote from @Pearse Cafiero: You want to borrow money to buy a house, but you don't have the downpayment.

I bought this property with a private interest free loan from a friend. the person i bought it from need cash fast so i offered them a low cash offer and they accepted.I had enough money saved up to rehab the house with my savings.

Living closer to work saves time and money.