my banker and I had lunch yesterday and thats what we were discussing commercial has ground to a halt because of rates. 

Feel free to reach out to me anytime in regards to ground up construction financing for first time investors 

We'll be breaking ground (after 10 months of planning) on December 4th. 

Talk to his case worker and let her know that he is not paying his  part of the rent (which should be grounds for eviction), he is not allowing you access to the unit (with due notice) and is deliberately causing damage. 

What I have seen is that they wait toooooo long for a these clients in order to make a better income and almost drive the business into the ground.

If they have no cash your taking a huge risk on a ground up new build. and for that you would want to get a standby rate of interest like I do say 10% and I would charge 50% of the upside profit.. if they are putting cash into it..  3 to 4 points and 10 to 15% interest is market.and you give them money in draws as work is completed..

By having friends on the ground already hosting there, you have access to their knowledge and you have a competitive advantage. 

Plus some of these are on ground leases, which can create financing issues down the line.I have nothing against manufactured homes, but I think it would be beneficial if there was a comparison for short term and long term historical performance on both rents and value.

ground up construction is always much cleaner . in a fix and flip there are many unknows that may pop up after the demo stage is complete 

I can bring money and boots on the ground.