Thing is all that these con-artists face is white collar prison when caught, for maybe a few years, so they get to keep all the $ they hide and spend a few years in a low rate federal hotel, whoop-dii-dooo.

Under this federal law any financing arrangement requires the purchaser of an owner occupied dwelling (one to four living units) is to qualify for any financing contract with a registered Mortgage Loan Originator.

I definitely wouldn’t recommend going FHA as then it becomes a federal issue.

I live in, and want to purchase in the very expensive California Bay Area market.720 credit score, no loans or credit card debt with an exception of 50k in low-interest Federal student loans (Currently in grace.)So HERE is my question to all of you knowledgeable and wise real estate investors!

They are associated with Redstone Federal Credit Union, the biggest bank/credit union in the area.

Because to my understanding once the house is sold it's due for 20% federal tax and 12% state of that fiscal year. 

I work for the Federal Gov't in downtown Philly and enjoy that a great deal.

If there was a politician, State, Federal or anywhere in your current National election cycle that you felt had the personal integrity and ethical leadership values to take control of the ship - who would it be and why?

This is a new federal law that you can get your report from each agency once per year at no cost to you.The process should take about an hour or so as you have to keep re-entering the same data for each agency.If you are married do separate reports, not joint.

Third federal had the best rates and terms at 80 ltv.